Make a Smart Move
Buy Your Home Smartly

Because dream homes are more than just walls - We Find solutions for every home buyer!

Residential, Commercial, and Investment Loans

Welcome to Raksha Mortgage Inc., your trusted partner for mortgages in PA, NJ, and DE. We understand that finding the right loan can be overwhelming, so we’re here to simplify the process and deliver customized solutions tailored to your unique needs. Whether you’re a first-time homebuyer or a seasoned property investor, we offer a variety of loan options designed to help you achieve your goals.

At Raksha Mortgage Inc., we provide a full suite of loan programs, including FHA Loans, Jumbo Loans, Conventional Loans, Small Business Loans, and Home Equity Loans. Our experienced team will walk you through the details of each loan type, ensuring you make informed and confident decisions. We pride ourselves on our deep understanding of local market dynamics in Pennsylvania, New Jersey, and Delaware, allowing us to align loan solutions with the opportunities and challenges in your area. Our commitment to exceptional customer service and your financial success sets us apart in the mortgage industry.

At Raksha Mortgage Inc., we pride ourselves on our ability to originate and close loans quickly. Why? Because our team brings decades of experience in loan origination and underwriting, ensuring that your loan process starts as soon as you finalize your property. Additionally, we go the extra mile to empower our customers with a credit pre-approval letter. This invaluable tool not only helps you negotiate confidently with sellers but also ensures you can choose the right property within your budget. A credit pre-approval letter significantly boosts your bargaining power and enhances your chances of securing your dream deal, as sellers are more inclined to close with well-prepared buyers.

Choose Raksha Mortgage Inc. for personalized attention, an extensive range of loan options, and a commitment to your success. Contact us today and let us help you unlock the door to homeownership or expand your real estate ventures with confidence.

Mortgage Resources
Tools to Guide You Every Step

Mortgage Calculator

Mortgage Guide

Loan Program

Loan Application

Which Mortgage Solution Fits Your Goals?

At Raksha Mortgage, we are committed to providing tailored mortgage solutions that meet the diverse needs of our clients. Whether you're seeking affordable home financing, are a business owner needing flexibility with bank statements, or looking for a jumbo loan for high-value properties, we have the right options for you. Explore our offerings below to learn more about our specialized mortgage products, from affordable loans to DSCR options for investors, and find answers to frequently asked questions through the helpful flyers under each tab.

How can you help me as a realtor or borrower?

Answer: I am a local broker offering specialized mortgage solutions for both purchase and refinance transactions. My goal is to help you secure the best financing options for your clients, whether they’re buying a new property or refinancing an existing one.

What kind of incentive do you offer for purchase or refinance transactions?

Answer: I provide an unmatched incentive for all property purchases or refinancing deals, helping you and your clients win deals with favorable terms and competitive rates. This can give your clients the edge they need to secure the best financing.

How fast can you close a mortgage loan?

Answer: We pride ourselves on efficient processing and can close most loans within 14 days or less. This includes both new purchases and refinance transactions, ensuring your clients can move quickly on deals.

What kind of expertise do you offer in finding the right mortgage solution?

Answer: With our deep knowledge of the mortgage industry, we assess each client’s unique needs and financial situation to provide tailored mortgage solutions. Whether it’s a new purchase or a refinance, we work to find the best option and pricing available.

Do you handle both purchase and refinance mortgage loans?

Answer: Yes, we specialize in both purchase and refinance transactions. Whether your clients are looking to buy a new home or refinance their current mortgage, we ensure they get the best possible rates and terms.

Recent Success Stories: Fast-Tracked Mortgage Closings on Stunning Properties

We are excited to showcase four incredible properties where we recently closed mortgage loans in record time. These success stories highlight our commitment to delivering fast, efficient, and seamless financing solutions for our clients. Take a look at the stunning homes and learn more about how we made these quick closings possible.