Simple. Clear. Approved.

Home Loans for Purchase, Refinance, FHA, Conventional, Grants, DSCR & Construction - with clear guidance from start to closing.

Get Pre-Approved

Get Started

Choose the path that fits your homeownership goals

Purchase a Home

Buy your primary or investment property with confidence.

Conventional Loans

Competitive rates with flexible options.

Refinance

Lower payment, cash-out, or restructure your loan.

Grants / DPA

Down-payment help for eligible homebuyers.

FHA Loans

Low down payment & flexible credit guidelines.

Find the Right Loan for Your Situation

Explore our comprehensive loan programs tailored to your needs

Conventional

Strong credit, flexible terms, and competitive rates for qualified borrowers.

DSCR (Investors)

Qualify using rental income instead of personal income documentation.

FHA

Flexible credit guidelines and higher DTI tolerance for more buyers.

Construction

Build your dream home or renovate with specialized financing.

Grants / DPA

Down payment assistance programs for eligible first-time buyers.

Guidance. Clarity. Results.

Why borrowers and realtors choose Raksha Mortgage

Personalized Loan Strategy

Tailored solutions based on your unique financial situation and goals.

Strong Processing Support

Dedicated team ensuring smooth, efficient loan processing.

Investor & Complex Files Welcome

Expertise in handling self-employed, investors, and complex scenarios.

Realtor-Focused Communication

Clear updates and collaboration to keep deals on track.

Simple Approval Process

Three straightforward steps to your home loan

1

Quick Review

Submit your information and we'll assess your loan options within hours.

2

Document Check

We guide you through required documents with a clear checklist.

3

Approval & Closing Plan

Receive your approval and a clear timeline to closing day.

Know Your Buying Power in 60 seconds

Get an estimated approval amount based on your income, monthly debts, and loan program guidelines.

Estimate only. Final approval depends on credit, assets, and property details.

Are You a Realtor or Partner?

Fast pre-approval, structure loan guidance, and smooth closings. Let's work together to help your clients achieve homeownership.